How can I apply for my car title loan?

First, you must either fill out the online application, or call one of our agents directly at 888-700-7505. The application consists of a few questions about your vehicle that you need to provide so we can determine your loan amount. Once we can tell you how much you will qualify for, you can make a decision whether or not to go through and get the loan.

What should I have to apply?

Before you apply, make sure that you have these things ready to make sure that the application goes smoothly and quickly for you:

• Your valid and updated California drivers license or state ID

• The original, clean title to your vehicle with no liens on it

• List of references

• Proof of your income each month

• Proof of your auto insurance

What if my car isn’t completely paid off yet?

For newer cars, we will help you pay off your car as long as it has less than 6 payments left on it. Make sure to let us know either in the application or when one of our loan agents contacts you how many payments you still need to make.

Do I really get to keep my car to get the money?

Look, we understand that you’ve got enough problems already, and the last thing you need is to get by without your car. This is why we let you keep your car while you have the loan! All that we do is hold your car’s title and become the lien holder on the title. You’ll get the title back once the loan is paid off completely.

Do I have to be employed?

We’re just concerned that you can pay the loan payments each month. You can be unemployed, self-employed, on retirement, disability, or collecting money from any other source. Just so long as you can provide a summary of monthly earnings, and that you make at least $1,500 each month.

What if I pay the loan back before the designated time?

We won’t charge you an extra penny for paying the loan early! We appreciate that you want to get the loan paid back right away, and sometimes our customers only need a loan for a few weeks before they get paid or get a monthly bonus at their jobs. Where other companies will charge “prepayment fees” for paying early, we never will.

What if I don’t have an account at a bank?

The only time that we require you to have a bank account and show proof of your account is if you are applying for a loan and are self-employed. Other than that, it doesn’t matter if you have a bank account or not. That’s just one less hurdle that you don’t have to clear on your way to getting a loan!